content top

Why You Should Put Air Filters in Workplaces

The benefits of comprehensive air filtration systems in the workplace are obvious. Clean air leads to happy workers, increased productivity and retention, and compliance with federal regulations. However, the benefits of an air filtration system, especially a more current one, extend far beyond these obvious ones.

The clearest benefit of a newer air filtration system is improved environmental sustainability and impact. Many older systems just expelled the contaminated air outside, negatively affecting the environment and outside wildlife. Newer systems simply filter and recycle tainted air, bringing the pollution damage of a manufacturing facility down to zero. According to Robovent, The Clean Air Initiative calls on us to use proper air filters. Reducing pollution is not only good for the world, but it also lessens the chance that a manufacturing plant will receive negative press attention by causing lasting damage to the environment. Protecting the environment is a moral imperative, and minimizing the emissions of a manufacturing facility will make a meaningful dent in pollution.

In addition to reducing environmental damage, installing a new air filtration system will reduce operating costs for a facility. This is due to exponential increases in efficiency with more current systems. To cut down on costs, the filtration system should be the first place that management should look. Many facilities are leaving money on the table by keeping their older, power-guzzling filtration systems, and should research newer systems to find which ones will save them the most money. It’s possible that an older filtration system could be costing a facility significant money both in power consumption and inadequate air filtering which could affect employees and machinery. These newer systems will also be more powerful than the old ones and will catch particles and fumes that the older systems missed. Lower operating costs and increased employee safety make a new filtration system a no-brainer for those facilities that are able to afford the initial installation costs.

A newer filtration system can even improve the longevity of a manufacturing facility itself. Not only will the workers be healthier and more productive, but the facility’s equipment will be as well. Good air filtration means that equipment doesn’t have to be cleaned off nearly as often, and won’t get clogged up with contaminants. This is yet another economic benefit of newer systems.

The benefits of air filtration systems in manufacturing facilities is clear. However, for many plants, just having and maintaining a filtration system isn’t enough. Older systems have developed a whole host of problems and inefficiencies, from outside environmental damage to excessive power consumption. The damages from keeping an old system range from negative PR to massive accumulated financial losses.

With all of these damaging consequences of maintaining an older system, pursuing an installation of a newer filtration system is a must for all manufacturing facilities that can afford it. Even while taking into account the installation cost, a new system will pay for itself many times over, in decreased operating costs and peace of mind.

Read More

Legal Obligation of Parents to Support Their Children even after Divorce

The law firm Marshall & Taylor PLLC, believes that when two parents decide to end their marriage, the living situations for both parents, as well as their children, can change dramatically and in just a small amount of time. In many cases, the parent who takes primary custody of the child may incur a number of significant costs that they may not be able to afford on their own. For this reason, many divorce settlements include child support arrangements to help the custodial parent with these costs.

Child support is one of the most difficult issues divorcing parents need to settle. It refers to the amount of financial assistance the non-custodial parent, also known as the obligor, ought to pay to the obligee, that is, the custodial parent, the guardian, the caregiver or, in the absence of all these, the state – for the support of the child.       

Parents are legally obliged to support their biological children after divorce. This legal responsibility is recognized worldwide, especially by the nations which are members of the UN. In the U.S., this parental obligation is further enforced by the Child Support Enforcement Act of 1984, which also enumerates the factors that ought to be considered when resolving child support issues.

This financial support is supposed to help cover the basic needs of a child, such as food, shelter, clothing, education and health care; it is also usually paid until the child’s 18th year. Some of the factors considered in resolving this issue includes the present income of the parents (income includes wages, commissions, dividends, workers’ compensation benefits, unemployment benefits, among others), the age and needs of the child, the parent’s capacity to contribute to child support and the cost of the child’s needs.

Besides the monthly or periodic payments by the obligor, he or she may also be asked by the court to contribute to the child’s future financial activities and needs, such as vacation, camp, dental and medical, and further education. There is no specific federal ruling, though, regarding the necessity of support for children who have already reached the age of 18 but still want to pursue higher education; nor is there a final court ruling regarding the continuity of payment of support upon the death of the obligor.

 

Read More

Types of Investments – Puerto Rico Bonds

For many mutual funds and individual investors who have looked to bonds issued by the Puerto Rican government are now suffering losses due to the financial dilemma that the government has sunk into in recent years. Though investors benefited from the handsome returns or high yields these bonds offered during a period of historically low interest rates, these same investors are now feeling the bite of losses in their portfolios.

The past several years have seen Puerto Rico struggling with compounding debt and economic decline, which have caused the value of Puerto Rico’s municipal tax-free bonds falling considerably. It was in September 2013 when Puerto Rico bond values began to decline sharply that investors who held these bonds also began to suffer massive losses.

Investors who seek remedy for their losses in Puerto Rico bonds need to file their disputes in Financial Industry Regulatory Authority, Inc. (FINRA) arbitration. This is the case, especially with those who have invested in a closed-end fund that held Puerto Rican debt or a high-risk/high-yield Puerto Rican bond without understanding the risks associated with the investment, if they hope to recover their losses.

According to the firm Erez Law, investors in the United States and Puerto Rico are filing FINRA arbitration claims against their brokerage firms for investments made in Puerto Rico bonds or bond funds on the advice of their financial advisor. Many of these investors were not adequately warned about the high risk nature of the bonds, and have suffered serious losses as a result. Investors may have a claim against the brokerage firm based on misrepresentation, unsuitability, breach of fiduciary duty and state and federal securities laws.

A broker must have reasonable grounds for each recommendation made to investors considering such factors as the customer’s other securities holdings, financial situation, and risk tolerance. In addition, before a financial advisor recommends a security to his customers, the financial advisor must conduct due diligence, investigating the facts surrounding the security, to confirm that it is suitable for the customer. The suitability of an investment for a particular individual is at the center of the investment process and one of the key duties owed by a broker to the customer. Thus, a firm may be held liable for its broker’s failure to recommend suitable investments to its customers.

Read More

Any Treatment You Need for Your Recovery should be Compensated by the Party that Hurt You

Records from the National Safety Council (NSC) say that about 70,000 pedestrian accidents occur in the US every year. Of these, about 4, 500 are either fatal or end in the victim’s death a few days after the accident (the NSC is a 501(c)(3) non-profit, non-governmental public service organization that promotes health and safety in the US by helping minimize the alarmingly high number of preventable injuries and deaths in working environments, homes and communities).

Fatal pedestrian accidents are frequent in rural areas where vehicles run faster, where there are usually no sidewalks where pedestrians can walk safely, and where most streets and intersections are poorly lighted at night. One common factor in fatal pedestrian accidents, however, is intoxication; either an intoxicated driver or an intoxicated pedestrian.

Pedestrian accident is, and should be, a concern of everyone, for the simple reason that everyone is a pedestrian at certain times of the day. While drivers play a major role in significantly reducing incidences of pedestrian accidents, pedestrians themselves should never exercise lesser care when crossing any street because even minor accidents can result in serious injuries, and ongoing pain and suffering that would leave those injured with serious emotional, psychological, and financial burdens. To make matters worse, those who have to contend with these serious side effects are not the ones at fault in the accident that hurt them.

Most non-fatal pedestrian accidents result in serious injuries, like broken bones, spinal cord injuries, traumatic brain injuries or accidental amputation. Due to the serious condition a victim may end up in, filing a civil or tort lawsuit against the at-fault driver often becomes necessary, mainly for the purpose of seeking compensation for all present and future damages resulting from the injury.

It is explained and strongly emphasized by Toronto personal injury lawyers at Mazin & Associates, PC, “When other people are neglectful, there are often serious repercussions for innocent bystanders. From irresponsible driving habits that cause accidents to cutting corners during the design of a product, negligence can cause a great deal of undue harm to unsuspecting victims. When you are hurt because of another person’s actions, it should not fall on you to endure the additional financial consequences of the injury. Your medical costs, rehabilitation, and any other treatment you need for your recovery should be compensated by the party that hurt you.”

Read More

Brain Injury – A Serious Consequence in Road Accidents

Any kind of personal injury which has a direct effect on the human brain is always a serious matter as it can cause severe brain injury that can result to unconsciousness, amnesia, disability, comatose or even death. Personal injury is most commonly a consequence of an accident that is due to an act of recklessness or negligence of an individual, a business firm or a government entity.

There are many different causes of personal injury, including a simple slip and fall accident, a defective product, exposure to hazardous materials, medical malpractice and vehicular accidents. A personal injury can be severe and result to prolonged disability or even a victim’s untimely death. But whether severe or minor, personal injuries always lead to costly medical treatment and financial loses, especially if it causes a person to miss, or be incapable of, work. Thus, under the law, victims personal injury have the right to seek compensation from the liable party to cover present and future damages.

Brain injury, also known as traumatic brain injury (TBI), is an extremely serious type of personal injury. Its cause is a violent blow to, or a strong jolt of, the head. TBI usually results from a fall (head first), a sports accident, an explosion, violence or a car accident. According to the Centers for Disease Control and Prevention (CDC), more than one million people in the U.S. are treated for brain injuries every year; despite treatment, still more than 50,000 eventually die.

Car accident is held as the major cause of TBI. Many drivers, it seem, care very little about their own safety and the safety of others on the road. This failure to care for the safety of others is the only reason why more than 90% of all road accidents, according to the National Highway Traffic Safety Administration (NHTSA), are due to driver error.

Brain injury, according to the Philadelphia car accident lawyers at Zavodnick, Zavodnick & Lasky, LLC, is almost always debilitating for any victim, impeding even the most basic life tasks. Besides this, medical expenses for brain injuries are also among the most expensive of all injuries. Thus, no one should face the financial consequences of this injury alone, especially if the accident was not the victims fault. While the victim should focus his/her time and energy on the process of recovery, his/her family, through the help of a seasoned personal injury lawyer, should act and pursue legal action against the party liable in the accident for the possible compensation that the victim may be legally allowed to claim.

Read More
content top